Debit Cards are one of the most used financial instruments. Considering the utility they bring, they have become more of a necessity than a choice. Debit Cards allow you to make transactions online, make offline purchases, withdraw cash from your as well as deposit cash in your bank account. But do you know how to apply for a Debit Card? Let’s understand the importance of this crucial instrument and how to apply for a Debit Card.
A Debit Card is a card issued by the bank where you have opened your bank account. It allows you to manage and conduct transactions through your bank account easily as the card is directly linked to your account. Therefore, the more you spend or withdraw through a Debit Card, the more your bank balance will be deducted. However, using a Debit Card is very cost-effective.
Most banks charge a certain nominal amount as Debit Card fees each year. Cash withdrawals from ATMs are free for a certain number of times following which nominal charges might be levied. If you don’t possess a Debit Card or your Debit Card is about to expire, then here’s how to apply for Debit Card online and offline.
Let’s begin with how to get Debit Card offline. For this, you will need to visit your bank where you have opened your account. You can apply for a Debit Card at the time of opening your bank account itself. In case you need a new Debit Card or if your earlier card has expired, visit the bank and inform them that you wish to apply for a new Debit Card.
Wondering how to apply Debit Card online? Certain banks also allow you to apply for the Debit Card online. Open your bank’s mobile application and register your bank account. Search for the option to apply for the Debit Card and apply for the same.
If you're wondering how you can get a Debit Card, follow this step-by-step guide, both offline and online:
1) Offline application
2) Online application
Certain banks also provide you the option to select a separate communication address.
Having understood how to obtain a Debit Card, you should always remember to check the terms and conditions of the Debit Card before applying. Each Debit Card has its own features and benefits. For instance, Axis Card offers a variety of different Debit Cards based on your needs and preferences. For instance, Axis Bank Delight Debit Card comes with the following features and benefits:
You must be clear regarding how do you apply for a Debit Card online. If you check your ATM Card, you find the following particulars:
These details are crucial if you wish to conduct online transactions. To conduct an online transaction, you need to enter your name, account number, expiry date and CVV number. Once you submit these details, you will receive an OTP on your registered mobile number. After you enter your OTP, the transaction will be completed.
Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision.