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Applied in 2024? We'll notify you of your application status by September 30.
Licensed primary care clinicians can receive loan repayment assistance through the NHSC Loan Repayment Program. Providers must be in an eligible discipline.
In exchange for loan repayment, you must serve at least two years at an NHSC-approved site in a Health Professional Shortage Area (HPSA).
Maternity Care Target Areas
In addition to HPSAs, we also will use designated Maternity Care Target Area (MCTA) scoring to distribute maternity care health professionals. MCTAs are within primary care HPSAs. MCTAs are within primary care HPSAs. We award maternity care health providers using either the primary care HPSA or the MCTA score of their site, whichever is higher.
Note: If you serve in a private practice, you aren't eligible to practice half-time.
For the 2024 NHSC loan repayment programs, we aim to address language access barriers to health care. To support this effort, we will provide a one-time enhancement award of $5,000 for a total loan repayment award of:
Primary care participants (physicians, nurse practitioners, certified nurse midwives, physician assistants serving in a primary care HPSA):
Non-primary care participants (physicians, nurse practitioners, certified nurse midwives and physician assistants specializing in behavioral health serving in a mental HPSA, as well as dentists, dental hygienists, and behavioral health providers):
Award amounts are based on the outstanding balance of an applicant’s qualifying educational loans. Participants must complete the two-year service obligation regardless of the amount of their award.
If you indicated that you have proficiency in Spanish when the application closes, you will receive an email containing a link to a Spanish-language competency assessment. This assessment will be conducted by a vendor approved by the General Services Administration. To be eligible for the award enhancement, your score on the assessment must be three or higher.
Note: If your loans are less than the maximum $75,000 (full-time) or $37,500 (half-time) increased award amounts or the $50,000 (full-time) or $25,000 (half-time) traditional two-year award amount, you will not receive the award enhancement even if you are eligible under the other criteria.
We have increased the award amount for physicians, nurse practitioners, certified nurse midwives, and physician assistants who provide primary care services in high-need communities (located in a primary care HPSA) to address the critical shortages of these providers.
The increased award amounts are:
If you are in an eligible discipline but you provide mental or behavioral health care services, you will not be eligible for the increased award amount. Instead, all other providers eligible for an NHSC award will receive up to $50,000 of support for a full-time, two-year service commitment.
Remember, all two-year loan repayment program participants can apply for an NHSC Loan Repayment Program Continuation Contract. This option may allow you to pay off most or all of your health professional education debt.